Realize Your Dream of Home Ownership

Welcome to Tru Home Loans, I'm Sue Lechman, your Scottsdale home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Apply Now!
Sue Lechman

Sue Lechman

Sr. Mortgage Broker
NMLS# 257931

Explore Your Loan Options

Loan Options

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews
  • Thank you so much for all of your awesome work on my recent refinance -- I have nothing but great things to say about the exceptional service experience. Completely blown away at the turnaround time, and it was as seamless as can be. I truly appreciate your willingness to answer questions and go above and beyond… Noah Rischitelli - December 16, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Scottsdale? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
The Spring Market Surprise: Why 2026 Isn’t Following the Script Scottsdale

The Spring Market Surprise: Why 2026 Isn’t Following the Script

May 8, 2026 If you've been waiting for the housing market to behave predictably, well, you might want to grab a comfortable chair. The spring of 2026 has delivered a few plot twists that even seasoned mortgage professionals didn't see coming. Let's break down what's actually happening out there—and what it means for your homeownership plans. The Great… Read Post
The Spring Market Shuffle: What Buyers and Sellers Need to Know Right Now Scottsdale

The Spring Market Shuffle: What Buyers and Sellers Need to Know Right Now

May 1, 2026 If you've been watching the housing market lately, you might feel like you're observing a chess match where both players are still deciding whether they actually want to move their pieces. Spring 2026 has brought some interesting dynamics to the table, and whether you're thinking about buying your first home or finally making that move… Read Post
Sizzle Into Summer: Your Guide to Grill Season Prep Scottsdale

Sizzle Into Summer: Your Guide to Grill Season Prep

May 1, 2026 As the weather warms up and days grow longer, grill season starts calling your name. There’s something about cooking outdoors that turns even a simple meal into an experience. Whether you're a seasoned grill master or just getting started, preparing your home and equipment now can set you up for a summer full of great… Read Post

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact Sue Lechman

Sue Lechman

20219 N 33rd Place
Phoenix, Arizona 85050
(480) 797-6000
NMLS# 257931

Send an Email

By providing a telephone number and submitting the form you are consenting to be contacted by Tru Home Loans via SMS text message (our message frequency may vary & message and data rates may apply). Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our privacy policy.
X Sue Lechman

If you have any immediate questions or concerns don't hesitate to give us a call @ (480) 797-6000

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.

Draft saved
Your session may have expired.